Mississippi Tax Credit

$3,500 Tax Credit

The Mississippi Emergency Management Agency (MEMA), with funding from FEMA’s Hazard Mitigation Grant Program, offers reimbursement grants to help Mississippi homeowners install FEMA-compliant safe rooms.

Funding is limited. All eligible applicants will have an equal chance of being selected through a lottery process. If you have any questions, please contact our call center at  1-833-592-6362 (MEMA). The call center will be open Monday through Friday, 8 a.m. to 5 p.m..

Who Can Apply

  • Homeowners in any Mississippi county.
  • Primary residence only (single-family homes).
  • Manufactured/mobile homes may qualify only if you also own the land.
  • Not eligible: renters, duplexes, apartments, or community safe rooms.

Grant Basics

  • Covers 75% of eligible costs, up to $3,500 maximum.
  • Homeowner pays upfront; reimbursement comes after installation, inspection, and approval of documentation submitted to MEMA.
  • Reimbursement is usually processed within 60 days after the safe room is installed, inspected, and all necessary paperwork from the homeowner has been submitted and approved.